Brisbane, QLD
In short
In Queensland, where a commercial dispute goes depends on the amount. QCAT at 259 Queen Street, Brisbane handles minor debts and consumer or trader disputes up to $25,000. The Magistrates Court hears claims up to $150,000, the District Court up to $750,000 and the Supreme Court above that. Most contract and debt claims must be started within six years. First, gather your contract, invoices and messages, confirm exactly who owes the money, and get advice before sending a letter of demand.
How do commercial disputes work in Queensland?
If someone owes your business money, or a contract has gone wrong, the first question in Queensland is simply: how much is in dispute? The answer decides where the matter goes.
The Queensland Civil and Administrative Tribunal (QCAT) deals with minor civil disputes of up to and including $25,000 (for a minor debt, not counting interest). That covers minor debts (a fixed or agreed sum of money) and disputes between a consumer and a trader, or between two traders, about goods or services. Above that, Queensland Courts allocate money claims by amount: the Magistrates Court hears claims up to $150,000, the District Court hears claims from $150,001 to $750,000, and the Supreme Court hears claims over $750,000 or cases that are complex.
Court claims run under the Uniform Civil Procedure Rules 1999 (Qld), usually shortened to the UCPR, which set the forms, deadlines and costs consequences. Tribunal matters run under the Queensland Civil and Administrative Tribunal Act 2009 (Qld) and are less formal.
Many business disputes also rely on the Australian Consumer Law, for example claims about misleading or deceptive conduct. That law applies in Queensland through the Fair Trading Act 1989 (Qld).
Where are Brisbane commercial disputes heard?
For people and businesses in Fortitude Valley, New Farm, Newstead, Bowen Hills, Spring Hill and South Brisbane, the main venues are all in the Brisbane CBD.
QCAT's Brisbane registry is at Level 8, 259 Queen Street, Brisbane. Outside the Brisbane CBD, QCAT operates through local Magistrates Courts.
The Brisbane Magistrates Court is at 363 George Street, Brisbane. This is where most debt and contract claims of $150,000 or less are filed.
The District Court and the Supreme Court in Brisbane both sit in the Queen Elizabeth II Courts of Law at 415 George Street, Brisbane.
Some commercial disputes belong in the federal system instead. Claims under the Corporations Act 2001 (Cth), such as an application to set aside a statutory demand, can be brought in the Supreme Court of Queensland or the Federal Court of Australia. If you start a civil case in the Federal Court, the Civil Dispute Resolution Act 2011 (Cth) generally requires you to file a genuine steps statement, a short document explaining what you did to try to resolve the dispute first. Some types of proceedings are excluded.
What should you do before starting a claim?
For an ordinary debt or contract claim, Queensland's court rules do not set out a single compulsory pre-action checklist. What you do before filing still matters a great deal.
Start by gathering the paper trail: the contract or quote, invoices, emails, text messages, delivery records and any admission that the money is owed. Then check who you are actually dealing with, whether a person, a partnership or a company, because a judgment against the wrong name is very hard to enforce.
Most matters begin with a letter of demand. This is a written request that sets out what is owed, why, and the date by which you expect payment before you take legal action. A clear letter often prompts payment or a negotiation.
Settlement is encouraged throughout the Queensland process. In QCAT, minor debt claims of more than $1,500 are listed for mediation before any hearing, while smaller claims go straight to a hearing. In the Magistrates Court, once a defence has been filed the court may direct a settlement conference, which is a meeting aimed at resolving the case or narrowing the issues. Under the UCPR, either side can also make a formal written offer to settle. If the offer is rejected and the final result is no better for the party who rejected it, that can change who pays legal costs.
How does debt recovery and enforcement work in Queensland?
In QCAT, you file a minor debt application and serve it on the other party yourself. The respondent then has 28 days to file a response. If they do not, you can ask QCAT for a decision by default, meaning a decision made in your favour without a hearing. Two points catch people out. A respondent in a minor debt dispute cannot bring a counterclaim, and QCAT's published timeframes (figures as at 16 March 2026) show that about three quarters of minor debt disputes were finalised within 51 weeks.
In the courts, you file a claim and a statement of claim. The claim stays in force for one year from filing and must be served on the defendant, generally in person, within that time. The defendant has 28 days after service to file a notice of intention to defend and a defence. If they do nothing, you can request default judgment. A defendant with a good reason, such as never having received the claim, can apply to have a default judgment set aside, and should act quickly.
If the debtor still does not pay after judgment, Queensland's options include an enforcement hearing, where the debtor must disclose their finances, and enforcement warrants. A warrant can authorise seizure and sale of property, redirection of part of the debtor's earnings, or redirection of money held in a bank account or owed to the debtor by someone else. A QCAT money decision can be filed in the appropriate court, without a filing fee, and then enforced as a court order. Enforcement can start without the court's permission within six years of the order being made.
If the debtor is a company, a creditor's statutory demand under section 459E of the Corporations Act 2001 (Cth) is another path. The debt must be at least $4,000 and must be due and payable. The company has 21 days to pay, or to apply to court to set the demand aside, for example because there is a genuine dispute about the debt. If it does neither, the creditor can apply to wind the company up and the court must presume it is insolvent. A company that receives one should treat the 21 days as strict.
How long do you have, and who pays the legal costs?
Under the Limitation of Actions Act 1974 (Qld), a claim based on a contract, or on most civil wrongs that do not involve personal injury, must be started within six years from the date the cause of action arose. For a debt, that is usually the date payment fell due. A written and signed acknowledgment of the debt, or a part payment, can restart that clock. QCAT applies a similar filter: its guidance says the agreement behind a minor debt must have been made no more than six years ago. An action on a judgment cannot be brought after 12 years from when the judgment became enforceable.
Costs work differently depending on where you are. In Queensland courts, costs are at the court's discretion but generally follow the event, which means the unsuccessful party is usually ordered to pay a portion of the successful party's legal costs. In the Magistrates Court, the magistrate may fix the amount. In a QCAT minor debt dispute, what you can recover is limited to items such as the application fee and certain service and search fees, not general legal costs. You also need QCAT's permission to be legally represented, which is given only where it is in the interests of justice.
How is Queensland different from other states?
Every state has its own courts, tribunals and money limits, so guidance written for New South Wales or Victoria will not map neatly onto a Brisbane dispute. New South Wales uses the Local Court and NCAT, and Victoria pairs its courts with its own state tribunal, each with different thresholds and procedures.
Two Queensland features stand out. QCAT's minor debt jurisdiction is open to businesses as well as individuals for fixed debts up to $25,000. And the Magistrates Court limit of $150,000 keeps many everyday commercial claims in Brisbane out of the higher courts. Statutory demands are the exception to all of this: they are governed by federal law, so the $4,000 minimum and 21-day deadline are the same nationwide.
Key Queensland legislation
- Uniform Civil Procedure Rules 1999 (Qld) (opens in a new tab)
Sets the forms, deadlines, default judgment, offers to settle, costs and enforcement rules for civil claims in the Magistrates, District and Supreme Courts.
- Limitation of Actions Act 1974 (Qld) (opens in a new tab)
Section 10 sets the six-year limit for contract and most non-injury tort claims and the 12-year limit for actions on a judgment.
- Queensland Civil and Administrative Tribunal Act 2009 (Qld) (opens in a new tab)
Creates QCAT and defines the minor civil disputes, including minor debts, that it can decide.
- Magistrates Courts Act 1921 (Qld) (opens in a new tab)
Gives the Magistrates Court its civil jurisdiction, where most everyday commercial money claims in Brisbane are filed.
- Fair Trading Act 1989 (Qld) (opens in a new tab)
Applies the Australian Consumer Law in Queensland, including the ban on misleading or deceptive conduct relied on in many business disputes.
- Corporations Act 2001 (Cth) (opens in a new tab)
Sections 459E and 459G govern creditor's statutory demands against companies and applications to set them aside.
Courts and tribunals in Queensland
- Queensland Civil and Administrative Tribunal (QCAT) (opens in a new tab)
Decides minor civil disputes up to and including $25,000, including minor debts and consumer or trader disputes. Brisbane registry: Level 8, 259 Queen Street, Brisbane. Outside the Brisbane CBD it operates through local Magistrates Courts.
- Magistrates Court of Queensland (Brisbane) (opens in a new tab)
Hears civil money claims where the amount in dispute is $150,000 or less, and enforces money orders in that range. Brisbane Magistrates Court: 363 George Street, Brisbane.
- District Court of Queensland (Brisbane) (opens in a new tab)
Hears civil claims from $150,001 to $750,000. Brisbane registry: Queen Elizabeth II Courts of Law, 415 George Street, Brisbane Qld 4000.
- Supreme Court of Queensland (Brisbane) (opens in a new tab)
Hears claims over $750,000 and complex cases, and can hear Corporations Act matters such as applications to set aside a statutory demand. Brisbane registry: Queen Elizabeth II Courts of Law, 415 George Street, Brisbane Qld 4000.
How the process works
Gather the documents and identify the other party
Collect the contract, invoices, emails and messages, and confirm whether the other side is an individual, partnership or company so any claim names the right party.
Send a letter of demand and try to resolve it
Set out what is owed, why, and a deadline for payment. Many Queensland disputes settle at this stage through negotiation or mediation.
Choose QCAT or the right court
Up to $25,000 generally goes to QCAT; up to $150,000 to the Magistrates Court; $150,001 to $750,000 to the District Court; more than that, or a complex case, to the Supreme Court.
File and serve
In QCAT you file a minor debt or minor civil dispute application and serve it. In court you file a claim and statement of claim, which must be served while the claim is in force (one year from filing).
Response, default or defended pathway
The other party has 28 days to respond. With no response you can seek a default decision or default judgment. If it is defended, expect mediation in QCAT (for minor debt claims over $1,500) or a possible settlement conference in the Magistrates Court, then a hearing.
Enforce the order if it is not paid
Options include an enforcement hearing and enforcement warrants for seizure and sale of property or redirection of earnings or debts. QCAT decisions are first filed in the appropriate court.
Time limits in Queensland
| Step or claim | Time limit | Source |
|---|---|---|
| Starting a contract or debt claim (Limitation of Actions Act 1974 (Qld) s 10(1)(a)) | 6 years from the date the cause of action arose | https://www.legislation.qld.gov.au/view/whole/html/inforce/current/act-1974-075 |
| Defendant's time to file a notice of intention to defend after being served with a court claim (UCPR r 137) | 28 days after the day the claim is served | https://www.legislation.qld.gov.au/view/whole/html/inforce/current/sl-1999-0111 |
| Respondent's time to respond to a QCAT minor debt application | 28 days from service | https://www.qcat.qld.gov.au/case-types/debt-disputes/responding |
| QCAT minor civil dispute limit (minor debts and consumer or trader disputes) | Up to and including $25,000 | https://www.qcat.qld.gov.au/case-types/debt-disputes |
| Enforcing a Queensland money order without the court's leave (UCPR r 799) | Within 6 years after the day the money order was made | https://www.legislation.qld.gov.au/view/whole/html/inforce/current/sl-1999-0111 |
| Creditor's statutory demand against a company (Corporations Act 2001 (Cth) ss 459E, 459G; Corporations Regulations 2001 reg 5.4.01AAA) | Minimum debt $4,000; 21 days after service to comply or apply to set aside | https://www.legislation.gov.au/F2001B00274/latest/text |
Costs
Cost in a Queensland commercial dispute is driven mainly by the amount at stake, whether the claim is defended, how many documents and witnesses are involved, and which forum is used; court filing fees also apply and rise with the level of court. In the courts the unsuccessful party is usually ordered to pay part of the other side's costs, while in a QCAT minor debt dispute recoverable costs are limited to items such as the application fee and certain service and search fees. A written costs disclosure is provided before any work starts.
Commercial Disputes & Litigation services we handle
These are our general service guides. They explain each service in detail but are not written for Queensland specifically, so read them together with the information on this page.
- General guideDebt RecoveryMelbourne debt recovery advice covering letters of demand, statutory demands, court recovery and judgment enforcement.
- General guideLetters of Demand & Pre-Action StrategyMelbourne pre-action advice on drafting and responding to letters of demand for debt, contract and commercial disputes.
- General guideContract Disputes & Breach of ContractMelbourne advice and litigation support for breach of contract, termination, damages and urgent injunction disputes.
- General guideCommercial LitigationMelbourne commercial litigation advice and representation across Victorian courts and relevant federal proceedings.
- General guideMediation, ADR & SettlementMelbourne mediation and ADR representation for commercial disputes, including settlement strategy and deed drafting.
- General guideConsumer Law & Misleading ConductMelbourne advice on misleading conduct, consumer guarantees and Australian Consumer Law disputes for businesses and individuals.
Helpful tools
These tools give general estimates only. Some were built around the law of one state, so check the result with a lawyer.
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Commercial Disputes & Litigation in Brisbane: frequently asked questions
Which court hears a commercial debt claim in Brisbane?
It depends on the amount. In Queensland, QCAT generally hears debts and consumer or trader disputes up to and including $25,000. The Magistrates Court hears claims up to $150,000, the District Court hears claims from $150,001 to $750,000, and the Supreme Court hears claims over $750,000 or complex cases. For inner Brisbane, the Magistrates Court is at 363 George Street and the District and Supreme Courts are at 415 George Street.
How long do I have to sue for an unpaid invoice in Queensland?
Generally six years. Under section 10 of the Limitation of Actions Act 1974 (Qld), an action founded on a simple contract must be brought within six years from the date the cause of action arose, which for an invoice is usually the date payment fell due. A written, signed acknowledgment or a part payment can restart the period. QCAT's guidance also says the agreement behind a minor debt must have been made no more than six years ago. Do not leave it to the last month, because preparing and serving a claim takes time.
Can I use a lawyer in QCAT for a minor debt dispute in Brisbane?
Usually only with QCAT's permission. In minor debt disputes, an adult party generally needs the tribunal's approval to be represented, and QCAT gives it only where that is in the interests of justice, looking at things like how complex the matter is and whether the other side is represented. You can still get legal advice and help preparing your application, response and evidence without being represented at the hearing.
What happens if I ignore a claim served on me in Queensland?
The other party can obtain a decision against you without a hearing. In the courts, you have 28 days after service to file a notice of intention to defend and a defence; after that the plaintiff can request default judgment. In a QCAT minor debt dispute you also have 28 days to file a response before the applicant can ask for a decision by default. Both can then be enforced against your income, bank accounts or property. If this has already happened, you can apply to have it set aside, but act quickly.
I have a Queensland judgment but the debtor still has not paid. What can I do?
A judgment does not pay itself, so you need to enforce it. Queensland Courts offer an enforcement hearing, where the debtor must give details of their financial position, and enforcement warrants, including seizure and sale of property, redirection of earnings and redirection of money held by a bank or owed by a third party. Under the UCPR you can start enforcement without the court's leave within six years after the money order was made. A QCAT decision is first filed in the appropriate court, which is free.
My Brisbane company has received a statutory demand. How long do we have?
Twenty-one days from service. A creditor's statutory demand under section 459E of the Corporations Act 2001 (Cth) can be issued for a due and payable debt of at least $4,000. Within 21 days the company must pay, reach an arrangement the creditor accepts, or file and serve an application with a supporting affidavit to set the demand aside, for example on the basis of a genuine dispute or an offsetting claim. If it does none of these, the company can face a winding-up application in which the court must presume it is insolvent. The 21 days should be treated as strict.
Will the other side pay my legal costs if I win in Queensland?
Partly, in most court cases. Under the Uniform Civil Procedure Rules 1999 (Qld), costs are in the court's discretion but generally follow the event, so the unsuccessful party is usually ordered to pay costs. That order rarely covers everything you have spent. A formal offer to settle that the other side rejects can improve or worsen the costs outcome. In a QCAT minor debt dispute, recoverable costs are limited to items such as the application fee and certain service and search fees.
Is QCAT faster than the Magistrates Court for a small Brisbane debt?
Not necessarily. QCAT is less formal and is intended to be an inexpensive way to resolve disputes, and an unanswered minor debt application can be resolved by a default decision after 28 days. But QCAT's own published timeframes, with figures as at 16 March 2026, show about three quarters of minor debt disputes were finalised within 51 weeks. If a debt is likely to be contested, it is worth weighing QCAT's informality and limited costs recovery against the Magistrates Court process before choosing.
Commercial Disputes & Litigation in other cities
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